Which resource is described as offering information for first-time homebuyers on state programs and borrower rights?

• A. HUD.gov
• B. Realtor.org
• C. Zillow
• D. Redfin

Answer: (A)

Official guidance for first-time homebuyers about state programs and borrower rights comes from HUD.gov, the U.S. Department of Housing and Urban Development. This government site consolidates information on government-backed programs, loan options, and borrower protections, and it often explains eligibility and steps for accessing state or local assistance. Because it’s an authoritative source, it’s the most reliable place to learn about borrower rights and the range of programs available to new buyers.

Realtor.org is oriented more toward real estate professionals and consumer education from a trade association perspective, not as the primary official source for state program details or federal borrower rights. Zillow and Redfin are primarily home-search and listing platforms that provide market data and property information rather than official guidance on programs or borrower protections.